A giant stone face at The Bayon temple in Angkor Thom, Cambodia

More Bank For Your Business Buck

Let our experts help manage and control your company's finances with leading-edge treasury management products and services. Our combination of state-of-the-art technology and an experienced team of banking professionals means you'll enjoy optimal cash management and simplified accounting.

  • Automated Clearing House (ACH)

    Automated Clearing House (ACH) is an electronic network used to transfer money between the Originator and the Receiver. This process is an efficient low cost solution to disburse payroll through our Direct Deposit Service, or collect payments through our Direct Payments Service. Upon proper approval, eligible business customers will be able originate ACH files either daily, weekly, monthly, or a custom schedule to meet their business needs. Bradford Unity Bank ACH Origination Service offers customers a cost effective tool to transmit money to and from banking accounts.
  • Prepaid Card Product Offerings

    Bradford Unity Bank is a principal member of MasterCard and Visa. We offer as an issuing bank the following prepaid card programs: • Payroll cards • Consumer Directed Healthcare cards (Health Savings, Flexible Spending, Health Reimbursement Account, and multi-purpose) • Customer loyalty and rebate cards • Employee Incentive cards • One-time, non-reloadable gift cards • Claim reimbursement or one-time disbursement cards • Business expense cards
  • Remote Deposit

    We offer state-of-the-art service allowing you to deposit checks quickly and securely- saving you a trip to the bank.
  • Wire Transfers

    Originate both repetitive and non-repetitive wire transfers quickly, conveniently and securely.
  • Positive Pay

    An automated fraud detection system that makes it easy for you to stop fraud before it occurs.
  • Merchant Services

    Card payment processing solutions that will keep your customers happy, help you reduce operating costs, and increase your daily cash flow.
  • Direct Deposit

    Direct Deposit is an electronic transfer of a payment from your company’s account into a checking or savings account of your employee, retiree, shareholder, or other individuals. The payment can be sent to the employee’s checking account, or split into multiple accounts that your employee owns at one or multiple institutions. Most common types of credit payments are: • Salary • Bonuses and Commissions • Pension Payments • Annuity Payments • Dividend Payments • Interest Payments • Benefits of Direct Deposit not only affects your employees, your business will also benefit from: • Fewer checks being produced • Lost and stolen checks are eliminated • Reduced fraud because of fewer checks being issued • Simplified Account Reconciliation • Increased productivity due to employees spending less time away from work to cash or deposit their payroll checks.
  • Direct Payments

    Direct Payment is the electronic transfer of a pre-authorized payment that is debited from an individual’s or a corporate client's checking or savings account and deposited into your company’s account. Most common types of debit payments are: • Mortgage Payments • Installment Loan Payments • Health Club Dues • Utility Payments • Association Dues • Benefits of Direct Payments: • Timely Payments • Increased efficiency • Reduced Check Processing Fees
In addition to these services, we can also offer your business:
  • Customized, real-time balance reporting
  • Automated Sweep Services
  • Lock Box Services
  • Stop Payments
  • Zero Balance Accounts (ZBA)
  • Health Savings Accounts (HSAs)

“WithBradford Unity Bank , we have more than just a lender.”

Azim Saju
Vice President and General Counsel for HDG Hotels

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